Rick Hennen - Bay Capital Mortgage Corp, Annapolis, MD

We have worked with Rick and his group through two refinance applications and both times the process has been very positive. Rick and his team are very responsive, helpful and knowledgeable in all areas concerning mortgages. We appreciate all their help.

Rick was awesome. I am a first time homebuyer and was using a VA loan. I was totally unprepared to buy a home and had no idea what I was doing. His team guided me through the whole process and got me qualified for more than I expected with a great interest rate. He answered my questions honestly and timely. All said and done, I highly recommend Rick Hennen and will use him again.

Bay Capital provided low stress financial services. Rick gave insight to options we did not think were available and thereby facilitated a great rate. Their team’s communication and patience was excellent. We could not be more satisfied with every aspect of the services provided.

Rick is great!! My husband and I used Rick when we initially bought our house and for refinancing. He is very thorough, honest, and professional. Highly recommend!!

Rick was very helpful when we were planning to refinance our home. He got us the rate we wanted and his team was very professional. Great experience

Rick did an outstanding job helping us secure our VA mortgage and getting a competitive interest rate in difficult market. He was extremely responsive and always took the time to answer question and explain the fine details of the loan process. His knowledge of home mortgages is impressive. He walked through every step of the process for us from the initial application and even showed up in person for the closing to make sure everything went through correctly. I found him to be particularly trustworthy. Having a local lender like him was extremely beneficial, and allowed us to close on our purchase within a two week time span. Rick will have your back, and I cannot recommend him more highly. Note that Rick is now with Southern Trust Mortgage, and he leads up a fantastic team.

We have worked with Rick and his group through two refinance applications and both times the process has been very positive. Rick and his team are very responsive, helpful and knowledgeable in all areas concerning mortgages. We appreciate all their help.

Rick was awesome. I am a first time homebuyer and was using a VA loan. I was totally unprepared to buy a home and had no idea what I was doing. His team guided me through the whole process and got me qualified for more than I expected with a great interest rate. He answered my questions honestly and timely. All said and done, I highly recommend Rick Hennen and will use him again.