My husband and I couldn't have had a better experience with this bank. Kristen and Sandra were very helpful and went above and beyond to help us. Highly recommend.
Very misleading. I have excellent credit and make about 50 Grand a year and wanted a land for 50 Grand over 30 years with 20% down one of my cars is a 2016 and completely paid off one has $2,000 left on it and I have about a $600 balance on One credit card and they told me that my debt to income ratio was too high for a $250 a month loan over 30 years(BALLOON AFTER 5). I understand the numbers and realize that it would have been tight but it was my decision if I wanted to eat bologna sandwiches and spaghetti for a while until I could get where I want it to be. I know they do not count what I have in stocks and 401k but these people were unreasonable from the start. Not willing to work the numbers I had to pull teeth to get them to do a workup and NEVER got.a truth in lending. I was misled. I was approved at another bank previously with decent rates at the same amount of money down 80% loan to value which was is good to me... 20% down. Never once did they ask me if I'd be willing to put more money down to lower the monthly payment. They just offended me by offering me a $10,000 loan which is totally unacceptable. I want to warn anyone that goes there to be careful because they are not up front and transparent. They wouldn't give me anything on paper. I recommend People's Bank over them any day very nice people at People's Bank.. I think they were aggravated because I wanted to compare two Banks Against One another and they did not like it. The First Response upon request for truth in Lending paper was I can talk to my mortgage advisor and draw up rough numbers. Beware these people are all for themselves even if offering me $10,000 does suggest they were asking me to put more money down they gave me an offer that I had to refuse on purpose.
My car payment that has a 2000,00 balance is roughly 250.00 a month, My cable bill is 160.00 a month @ no time did the Rep. from YORK tradition ever talk to me about paying them off or my 600 dollar credit card balances... Disclaimer this is my view on what happened in detail and I am in no way bitter at them as I already have an offer from People's Bank. Sharon Palma is Stellar Professional and Friendly. YORK TRADITIONS .....DO NOT REPLY TO THIS REVIEW...IT WILL BE MISLEADING AS WELL!
Jason Abel
1 year ago
Your team really needs to return phone calls. I was hoping to explore bringing my commercial business to York Traditions but the lack of communications was a severe turn off for me. Its been over a week and I still have no communication. I have elected to move elsewhere, but I wanted to leave a review so that someone would know that this is an issue. I wish you the best and maybe our paths will cross again.
Adam Nugent
1 year ago
My first experience with York Traditions Bank wasn’t what I expected - in fact, I wasn’t expecting to deal with a bank at all at the time.
The CEO of the company was personally representing the bank at a young professionals event. I talked. He listened. Then I called him months later thinking he would ignore me. He didn’t. He met a 20-something kid - with no real prospects at all - for lunch.
Since that time, I’ve learned the principles behind his thinking. Every opportunity presented to York Traditions Bank is an opportunity to move things forward - community things, family things, business things, people things.
That’s why I’m York Traditions Bank.
Republik2128
1 year ago
If you like receiving monthly fees for letting your money sit in an account, this is the bank for you. The online platform is extremely far behind what other banks in the area offer. Employees of this financial institution seem to forget about the end consumer. I’d recommend other local banks over this one.
Deanna Michaels
11 months ago
DO NOT GO TO TRADITIONS BANK!!!
People are already struggling. But if you overdraft too many times they shut off your card so you cant even pay your bills. Needless to say i shut down my account. Customer service ws very unhelpful to try to find a work around or a way to pay bills then proceeded to hang up on me. DO NOT GO TO TRADITIONS
wade young
11 months ago
I had a home a second home in Outer banks which had a high interest rate with another Big Name Bank. I asked the "Big Name Bank" if I could get a lower rate and they said it would not be a problem though I had to go through the loan application process again. Well after pulling all the information they wanted they denied my loan stating that since I am able to make current payments they would not offer a lower RATE. My credit score is 780. I went to Traditions bank and they simply made it too easy to finance the loan at a significant rate reduction. Since then I have all my accounts with them and they have been wonderful!
Jason Abel
11 months ago
Your team really needs to return phone calls. I was hoping to explore bringing my commercial business to York Traditions but the lack of communications was a severe turn off for me. Its been over a week and I still have no communication. I have elected to move elsewhere, but I wanted to leave a review so that someone would know that this is an issue. I wish you the best and maybe our paths will cross again.
Lindsey W.
1 year ago
[email protected] cricketjuice
1 year ago
Jason Abel
1 year ago
Adam Nugent
1 year ago
Republik2128
1 year ago
Deanna Michaels
11 months ago
wade young
11 months ago
Jason Abel
11 months ago